The CFPB has released their Filing Instructions Guide (FIG) for Home Mortgage Disclosure Act (HMDA) data collected in 2022. The FIG will assist with filing HMDA data in 2023 that was collected in 2022.

A Supplemental Guide for Quarterly Filers for 2022 was also released, including the 2022 calendar year deadlines. You can find both the 2022 FIG and the Supplemental Guide for Quarterly Filers here. 

Also, remember, as of April 1, 2021, the Statement on Supervisory and Enforcement Practices Regarding Quarterly Reporting Under HMDA was rescinded meaning all financial institutions that are required to file quarterly should begin with their 2021 Quarter 1 data.

For questions related to your bank’s HMDA or loan program, please reach out to CCI.

Sincerely,

Sarah Smith, CRCM, CAFP