Welcome to Complete Compliance, Inc.

CCI guarantees excellent service and reliable information.

We strive to take the ‘scariness’ of regulatory compliance away from your institution.

With banking rules continuously changing, our compliance professionals are constantly researching and interpreting all of the new laws and regulations to provide our clients the training and information needed, saving you time and resources. Avoid reputational damage and monetary fines. Have confidence in addressing the detailed and confusing regulations your institution must follow. For truly COMPLETE compliance, let Complete Compliance help every step of the way.

Our Services

CCI’s experts assist clients with their immediate needs to resolve issues while our long-term focus is to help our clients build sustainable compliance programs.

Our team devotes their time to assess our client’s compliance management systems, review disclosures for timing and accuracy, review or write compliance policies and procedures, and assist with various regulatory enforcement matters.

View our services page for more information and for examples of audits offered to our clients.

Customizable Services Include:

Financial institutions should have an internal audit system that is appropriate for the size of the institution and the nature and scope of its activities. We offer the independence and objectivity needed with our qualified personnel available to perform adequate testing and review of information systems; documenting tests and findings along with any corrective actions.

To ensure accurate and reliable financial reporting to government agencies, each institution must establish and maintain an external auditing program. We provide management and Board of Directors with an independent and objective view of the reliability of the institutions internal controls. Our focus is on the significant risk areas of an institution to help prepare for regulatory exams.

Compliance policies and procedures are required by all regulatory agencies, and financial institutions are expected to remain current on these regulations and accurately reflect them in their compliance programs. We can evaluate clients’ existing policies for adhering to these regulations and offer our recommendations for improving and streamlining these procedures. We can also assist institutions in preparing full compliance program policies.

Financial institutions rely upon third parties to perform a wide variety of services. We can assist in the managing of activities of third-party relationships and identifying and controlling the risks arising from such relationships.

When regulatory criticism or recommendations are received, financial institutions must make their response a priority. We bring experience in helping clients respond to regulatory agencies, ensuring that the plan of action is appropriate, efficient, and effective.

CCI offers training in an extensive variety of topics to keep clients up-to-date on constantly changing compliance rules and regulations that affect day-to-day operations. From in-depth guidance reviewing regulatory audits to clarification on the most commonly difficult compliance areas, we deliver tailored training designed to fit clients’ unique needs.

In this ever-changing regulatory environment, our team of professionals continue to stay up to date concerning regulations from all agencies including FDIC (Federal Deposit Insurance Corporation), FRB (Federal Reserve Board), CFPB (Consumer Financial Protection Bureau), and the OCC (Office of the Comptroller of Currency). Once on-boarded with CCI, we are just an email or phone call away with answers to your regulatory compliance questions.

Regulatory requirements have heightened regarding the governance of risk management in financial institutions. CCI offers services to develop an institution specific risk management program able to be embedded into the institutions framework, philosophy and culture.

Regulatory enforcement is becoming more and more stringent on the oversight of compliance in community banks by their Board of Directors. CCI provides services to help financial institutions strengthen their compliance programs while involving the Board of Directors along the way through trainings and policies/procedure reviews and approvals.

CCI experts are available to sit on your Compliance and Information Technology advisory boards or committees. Our consultants assist in helping lead the discussion on arising issues or regulatory updates, reviewing regulatory changes, suggesting action plans, and providing information for Board reporting.
Our flexible Compliance and Information Technology Officer consulting program is made for your bank and is easily moldable as your bank and skills change while ensuring you have an expert on your team. Covering coaching, implementation of new regulations and systems, policy review, or working as your third-party officer. This is the most in-depth of our services, working with your team and ensuring your Compliance and Information Technology Programs run smoothly year-round.