The March 1, 2026, deadline for submitting 2025 HMDA LAR Data is quickly approaching. Prior to filing, it is best practice to complete a year-end HMDA LAR scrub.
Why Complete a Year-End HMDA Scrub?
Given the volume and complexity of HMDA LAR data, the risk of errors is significant. A scrub helps institutions:
- Identify systemic or recurring errors.
- Correct individual LAR line items prior to submission.
- Improve processes for future HMDA data collection.
- Reduce the risk of regulatory criticism and potential refiling.
CCI Is Here to Help
Completing a HMDA LAR scrub can be time-consuming and resource-intensive, especially for institutions with high origination volumes or decentralized data collection. CCI offers customized HMDA scrub services tailored to your institution’s needs. Your bank determines the sample size, and our experienced auditors handle the rest. We provide a clear, easy-to-read summary of identified errors and recommendations to strengthen your HMDA processes.
Contact CCI to ensure your data is accurate and submission-ready before the March 1, 2026, deadline. Schedule your 2025 HMDA LAR Data Scrub today at inquiries@completecompli.com.
Victoria Peterson, CCBCO