NACHA 2026 ACH Fraud Monitoring, Company Entry Descriptions, Funds Availability, & IAT Definition Updates NACHA has approved several significant ACH Rule amendments taking effect in 2026 as part of its [...]
NACHA has approved several new rules designed to improve the efficiency and compliance of International ACH Transactions. The rules will have varying effective dates beginning in March 2026. IAT Contact [...]
Return requirements for Subsection 2.13.2 of the NACHA Operating Rules state that an Originating Depository Financial Institution (ODFI) may request a Receiving Depository Financial Institution (RDFI) to return an Entry [...]
Return requirements for Subsection 2.13.2 of the NACHA Operating Rules state that an Originating Depository Financial Institution (ODFI) may request a Receiving Depository Financial Institution (RDFI) to return an Entry [...]
All providers of ACH services, including participating depository institutions, third-party senders, and third-party service providers, are required to conduct an annual audit of the Nacha Operating Rules and Guidelines. This [...]
All providers of ACH services, including participating depository institutions, third-party senders, and third-party service providers, are required to conduct an annual audit of the Nacha Operating Rules and Guidelines. This [...]
You may be aware of the increased attention around consumer payment fraud in the media. Due to recent high-profile bankruptcy cases involving cryptocurrency providers and exchanges, NACHA has become aware [...]
NACHA has updated the sample Written Statement of Unauthorized Debt (WSUD) form to include language alerting consumers of the risks of making false claims of unauthorized ACH debits to their [...]
Two changes to the ACH system that your bank should be aware of occur next month. First, the second phase of the Micro-Entry Rule will be effective on March 17, [...]
When multiple properties (dwellings) are taken as collateral, HMDA reporting can be tricky. The Bank has a single line to enter data relating to multiple properties. There are data fields [...]