On June 30, 2026, the FDIC, FRB, and OCC released the 2026 list of distressed or underserved nonmetropolitan middle-income geographies where certain bank activities may be eligible for Community Reinvestment [...]
On December 30, 2025, the Federal Regulators announced the updated 2026 Community Reinvestment Act (CRA) asset-size thresholds for “small banks” and “intermediate small banks.” The CRA regulations establish the framework [...]
The Community Reinvestment Act (CRA) encourages banks to meet the credit needs of their local communities, including those with low- and moderate-income populations. Distressed or underserved nonmetropolitan middle-income geographies are [...]
Spring cleaning is here! Financial institutions should ensure their CRA public files are accurate with up-to-date information and finalized as of the April 1st deadline. You will want to ensure [...]
The Community Reinvestment Act (CRA) encourages banks to meet the credit needs of their local communities, including low- and moderate-income communities. Distressed or underserved nonmetropolitan middle-income geographies are census tracts [...]
Last week, the Federal Reserve, FDIC, and OCC jointly issued an interim final rule extending the applicability date of specific provisions in the Community Reinvestment Act final rule issued in [...]
Make sure your CRA Public File is consistently updated after April 1, 2024! Why? It will now actually be PUBLIC. The Federal banking agencies adopted revisions in October 2023 to [...]
The Federal Reserve Board and the Federal Deposit Insurance Corporation have announced the updated asset size thresholds used to define "small bank" and "intermediate small bank" under their Community Reinvestment [...]
The federal regulators have announced the annual adjustment to the asset-size thresholds for small and intermediate banks and savings associations under the Community Reinvestment Act taking effect on January 1, [...]
The banking agencies have updated a list of frequently asked questions related to the Community Reinvestment Act and COVID-19. There are five new FAQ’s that clarify: CRA regulatory criteria for the [...]