The CFPB has amended Appendix O to Regulation V, which implements the FCRA, to establish the maximum allowable charge for disclosures by a consumer reporting agency to a consumer for 2025.

Effective January 1, 2025: The maximum allowable charge will be $15.50 (unchanged from 2024).

You can read the FCRA final rule here.

CCI suggests sharing this information with your lending staff. For any questions, please get in touch with us via inquiries@completecompli.com.