The FDIC has updated the Consumer Compliance Examination Manual (CEM) effective as of August 29, 2025. This update removed all references to disparate impact in several chapters of the manual.

The FDIC has provided a redline document that shows all of the changes. You can access the redline here.

CCI suggests you forward this information to your Compliance Officer and/or Lending Department. As always, CCI is happy to help with any compliance-related questions at inquiries@completecompli.com.

 

Jackie Smith, CRCM, FLE